Courier Insurance - Goods in Transit, Courier Van & Liability

The courier insurance packages we offer ensure that you have complete cover that protects your van, your livelihood and the goods you're responsible for, whether you are a self-employed owner driver or manager of a large courier depot.

Our insurance deals are available to self-employed couriers and owner drivers so whatever you carry, whether it's normal parcels and packages, sensitive documents, hazardous materials or motor vehicles, we can get the cover you need and the right price.

Our products:

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Goods in Transit Insurance

Goods in Transit Insurance covers goods against theft, loss or damage while in your vehicle or when sent by a third party carrier. The sum insured may be a limit for each package, each vehicle or any one consignment.

Our policies are ALL RISKS which means that whatever limit you cover your goods at, you are covered at this limit. So choosing a �15,000 limit to cover the goods you carry means this is the limit you are covered to. This may seem obvious but there are many Goods in Transit policies around that don't offer such a comprehensive policy like we do and have clauses in that mean you won't get paid out what you think you will, such as weight based policies (pay out on �15 per kilo, for example) or don't cover theft attractive items (electrical goods such as phones).


We won't be beaten on price for Goods in Transit insurance for couriers and if you find a cheaper quote elsewhere we will match this price and knock off a further �15 (we may ask for proof of the other quote to see it is on a like for like basis).

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Courier Van Insurance

Our Courier Van Insurance covers you to deliver parcels and packages on the road. Courier van insurance is sometimes referred to as "hire and reward" or just plain courier insurance but note that it is very different to the normal social domestic and pleasure use and even business use, both of which are wrong.

We offer:

  • Access to the best rates by the UK's biggest insurers so we can offer you cheap courier van insurance
  • Polices which cater all sorts of vehicle types
  • Have 2 or more vehicles? - ask about our great rates on courier fleet insurance
  • Various payment methods
  • Covering you against any uninsured loss, so we can help you to reclaim any loss of earnings, excesses and out of pocket expenses should you be involved in a non-fault claim
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Liability Insurance

Our Courier Liability Insurance will provide you with the full cover that you and your business needs all with flexible payment methods. We'll cover you for:

  • Courier public liability
  • Courier employers liability

There are scenarios where it is just you, a self employed courier who works for a company or major dept (such as DX, DPD, DHL, etc) and they require you to have Employers Liability. This is usually so that they can fill your route should be off sick or on holiday and we can easily accommodate this for you on your policy.

Do you work for a major courier depot?

If so then we've got even cheaper rates with maximum cover.

  • Guaranteed best rates where you work for any major supplier
  • Widest Policy Coverage as accepted by all major depots
  • Policy covers all depots so you are not restricted to working with just one

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Courier Definition

Basically, you are a courier if:

  1. Delivering goods, parcels, packages and documents (for which you charge a fee for)
  2. 'Man and van' services which include the carrying of single items of household goods which do not form part of a house move, e.g. someone buys a sofa from eBay, or a bed from a shop and you deliver it for them
  3. typically undertaking multiple drops
  4. trading under no particular conditions of carriage
  5. you can be independent or work for a network

Adequate cover is really important as a courier. Your place of work is out on the road and it is inevitable that you run across problems now and then. Make sure that these problems don’t hit you harder than they have to.What you carry is as precious to your clients as your business is to you.

Contact us on 0121 448 6914, use the form at the end of this page or follow the links below for regional information.

What is All Risks?

Our All Risks cover means it covers theft, loss and damage caused by accidents during transit and also includes theft attractive goods. Apart from the excess (standard to every insurance policy) All Risks means that as a courier, you can have peace of mind that whatever is being delivered is covered up to your requested policy limits.

As well as All Risks Goods in Transit cover in the UK we can also easily cover any conditions your contract requires such as RHA and BIFA. Also, if you are a courier who works in Europe, we can extend cover to CMR, a must if you are a European courier driver.

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Request a quotation

Either call us on 0121 448 6914 or fill in this quick form and one of our team will ring you right back.

Want a quote and buy online today? Our sister website,, allows you to do this 24/7.

© 2024 Coversure Midlands Ltd
0121 448 6914

Coversure Midlands Ltd t/as Coversure Insurance Services (Bromsgrove) is authorised and regulated by the Financial Conduct Authority.Ref: 308065.
Registered Address : Coversure House, 72 Sherwood Road, Bromsgrove, England, B60 3DR. Registered in England No: 4981212.