Removers Insurance - Goods in Transit, Van Insurance & Liability

Our products:

 

The insurance packages we offer for furniture removers ensures that you have complete cover that protects your removals van, your livelihood and the items you’re taking, whether you need furniture removers goods in transit insurance as a “man and van” operation or have a large fleet of removals vans, our goods in transit for furniture removers cover everything you need and what your customers want covered. 

 

Dealing with house moves, day in and day out, means you will need the right furniture removals goods in transit policy and also staff who are experienced, know your industry, can offer advice in the event of a claim and get your documents to you as soon as possible. Thankfully, we’ve been insuring removals companies for years and the knowledge and experience we have as well as the great relationship we have with the insurers means we can offer cheap removers insurance policies with extensive cover.

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Goods in Transit Insurance

Goods in Transit Insurance covers goods against theft, loss or damage while in your vehicle as part of a household or office move. The sum insured should be the limit of items your are taking in the move for each vehicle you have.

Our policies are All Risks so you are covered up to the full limit of your policy (minus your excess which is standard on every type of insurance). We can also accommodate EU Removals cover so if you are a European Removals company, we can insure the movement of household goods for any of your outgoing expats (or even incoming re-pats!)

Please note: Even if you trade as ‘Man and Van’ services, if you carry out transports with multiple items of household items or furniture, insurers would class this as removals.

Our policies are ALL RISKS which means that whatever limit you cover your goods at, you are covered at this limit. So choosing a £15,000 limit to cover the goods you carry means this is the limit you are covered to. This may seem obvious but there are many Goods in Transit policies around that don't offer such a comprehensive policy like we do and have clauses in that mean you won't get paid out what you think you will, such as weight based policies (pay out on £15 per box, for example)

GOODS IN TRANSIT PRICE GUARANTEE:

We won't be beaten on price for Goods in Transit insurance for furniture removers and if you find a cheaper quote elsewhere we will match this price and knock off a further £25 (we may ask for proof of the other quote to see it is on a like for like basis).

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Removals Van Insurance

Our Removals Van Insurance covers your vehicle while you carry out house and office moves. Removals van insurance is sometimes referred to as "hire and reward" but note that it is very different to the normal social domestic and pleasure use and even business use, both of which are wrong.

We offer:

  • Access to the best rates by the UK's biggest insurers so we can offer you cheap removers van insurance
  • Polices which cater all sorts of vehicle types
  • Have 2 or more vehicles? - ask about our great rates on removers fleet insurance
  • Various payment methods
  • Covering you against any uninsured loss, so we can help you to reclaim any loss of earnings, excesses and out of pocket expenses should you be involved in a non-fault claim
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Liability Insurance

Our Liability Insurance for furniture movers provides you with the full cover that you and your business needs all with flexible payment methods. We’ll cover you for:

  • Removers public liability
  • Removers employers liability

Examples of incidents where you need liability insurance:

  • You don't provide your employee with the right equipment for a move, a back brace or gloves for example, and they injure themselves while carrying out a move - employers liability
  • You are in a customer's house collecting furniture and drop an item damaging their wooden floor - public liability
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Furniture Removals Definition

Basically, you are a remover if:

  1. You carry out home or office moves
  2. ‘Man and van’ work which involves transporting multiple items of household goods for the same customer
  3. You use your vehicle to solely transport household items
  4. Your vehicle weighs more than 7.5 tonnes (although we can cover vehicles at 3.5 tonnes)

Having the right insurance is vital. Your place of work is out on the road and in and out of other peoples properties so it’s inevitable that you’ll run across the occasional problem. Make sure that these problems don’t hit you harder than they have to. What you carry is as precious to your clients as your business is to you.

Contact us on 0121 448 6914, use the form at the end of this page or follow the links below for regional information.

What is All Risks?

Our “All Risks” cover means it covers theft, loss and damage caused by accidents during transit and also includes theft attractive goods. Apart from the excess (standard to every insurance policy) All Risks means that as a remover, you can have peace of mind that the whatever is being delivered is covered up to your requested policy limits.

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© 2020 Coversure Midlands Ltd
t: 0121 448 6914

Coversure Midlands Ltd t/as Coversure Insurance Services (Bromsgrove) is authorised and regulated by the Financial Conduct Authority.Ref: 308065.
Registered Address : Bartleet House, 165a Birmingham Road, Bromsgrove, B61 0DJ. Registered in England No: 4981212.